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File Fees By State

This chart outlines fees-by state-for requesting one or more copies of your credit file within one calendar year (unless otherwise stated)*.

State First Copy Per Additional Copy
(within one calendar year)
California $8.00* $8.00
Colorado Free $8.00
Connecticut $5.00* $7.50 for each additional report within 12 months
Georgia Free
(2 free per calendar year)
$11.50
Maine Free $5.00 for each additional report within 12 months
Maryland Free $5.00
Massachusetts Free $8.00
Minnesota $3.00* $11.50 for each additional report within 12 months
Montana $8.50* $8.50
New Jersey Free $8.00
Puerto Rico Free $11.50
US Virgin Islands $1.00* $1.00
Vermont Free $7.50 for each additional report within 12 months
All other states $11.50 $11.50
Unemployed Free** 1 within 12 months, fee as per state thereafter
Welfare Free** 1 within 12 months, fee as per state thereafter

OTHER FREE DISCLOSURES AVAILABLE THROUGH THIS SITE:

*If you have been denied credit, insurance, change in credit limit, or other credit-based benefit within the last 60 days, you are entitled by law to one free copy of your credit file per calendar year. If you have recently placed an initial 90 day fraud alert on the file, you are entitled to one free credit file. If you have recently placed an extended seven-year alert, you are entitled to two free credit files within 12 months.

**You are entitled to one free credit file during any 12-month- period regardless of your state of residence if:

OTHER FREE DISCLOSURES NOT AVAILABLE THROUGH THIS SITE:

You may be entitled to additional free credit files based on other federal legislation. To check your eligibility, visit annualcreditreport.com.